AA have issued a burglary warning to Homeowners. According to statistics gleaned from insurance provider’s books, at just under half the annual rates, approximately 42% of home insurance claims relating to burglary in both 2016 and 2017 occurred predominantly during the Winter months, starting as early as October.
Burglaries are usually quite calculated, so take the necessary measures to ensure your premises is secured with working locks on doors and windows. Its recommended to have a working alarm installed also as this may be an effective deterrent, or at the very least minimise the amount of time and number of valuables which could be stolen.
“Unfortunately, you can’t truly eliminate the risk of someone breaking into your property but there are steps you can take which will help reduce the likelihood of someone gaining access to your home or at least make it more difficult for them to do so,” Conor Faughnan, AA Director of Consumer Affairs stated. [Source]
ProActive Solutions’ advice is to speak to an insurer / insurance broker about adding items of value to your house insurance, and always check your policy terms and conditions to ensure you have the best cover possible.