Property Insurance – Storm Damage Advice

 

ProActive Solutions Storm advice

Storm Ali

Let’s face it when it comes to our Irish weather it is not uncommon to experience the entire four seasons in one week (or a day!). ProActive Solutions has put together some tips on how to help protect your home in the event of a storm.

Planning ahead

  • Check for severe weather warnings in your area and be prepared if there is a risk of a power cut.
  • Visually inspect your roof for loose tiles or damaged chimney pots and get any problems repaired. Also make sure your TV aerial is secured.
  • Clear your guttering and drain pipes to avoid blockages. Consider fitting gutter leaf guards, especially if there are tall trees near your home.
  • Trim back any bushes or small trees that could damage your windows in a high wind.
  • Put a storm kit together that includes food, bottled water, a first aid kit, any necessary medication, emergency phone numbers, clothes, blankets, bin bags, a torch, batteries, a wind-up radio and a disposable camera or a smartphone (to take photos of any damage for your insurance company).
  • Make sure you know where to turn off your electricity, gas and water supplies.

Before a storm arrives

  • Secure any loose garden items, such as tools and chairs, to prevent them from being blown away.
  • Unplug all non-essential electrical devices to avoid damage from power surges caused by lightning strikes.
  • Park your car in a garage if possible or move it away from buildings and trees.

During a storm

  • Keep your doors, windows and storm shutters (if you have them) closed.
  • Close your curtains to protect against breaking glass.
  • Only open internal doors when needed and close them behind you.
  • Don’t try and repair any damage outside until the storm has passed.
  • If you need to evacuate, turn off your gas, water and electricity before you leave (if safe to do so).

After a storm has passed

  • If your home has been damaged by the storm, contact your insurance company immediately.
  • Keep away from trees and outside walls as they may have been damaged in the storm.
  • If you’ve lost power at night, use torches rather than candles for light to avoid a fire hazard.

 

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